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Bill Adair
By Bill Adair September 10, 2007

Black and Hispanic homeowners have more subprimes

At a Univision debate in Miami on Sept. 9, 2007, Clinton was asked about the federal government's role in solving the mortgage crisis. She replied that the problem was particularly serious for Hispanics because "about 40 percent of Hispanic homeowners have subprime mortgages." Government numbers indicate that's an accurate statement.

The most recent statistics compiled by the Home Mortgage Disclosure Act, cited in recent reports about the subprime lending crisis, say 40 percent of Hispanic homeowners have subprime mortgages. By comparison, 52 percent of black homeowners have subprime mortgages while only 19 percent of non-Hispanic whites do.

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Black and Hispanic homeowners have more subprimes

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