Facebook post compares elements of Romneycare, Obamacare

The health care debate has landed on the virtual battleground of Facebook, with comparisons being made between President Barack Obama’s 2010 law and the bill that Republican Mitt Romney signed in Massachusetts.

A reader asked us to check this graphic that claims "Romneycare covers abortion, illegal immigrants and has a public option. Obamacare does not." We’ve also seen that statement repeated on Twitter.

Obamacare, of course, is the familiar name for the Affordable Care Act passed by Congress in 2010 and signed by Obama. It seeks health coverage for every American by requiring most Americans to obtain coverage or face a fine. To help people meet that requirement, it expands Medicaid for the poor, provides subsidies for people of modest means to buy insurance, and sets up fines that have the effect of encouraging large employers to provide insurance for their employees. It also sets up insurance exchanges where individuals and businesses can purchase private insurance. Those elements are also the backbone of the health care reform Romney signed in Massachusetts in 2006. Architects of both plans acknowledge that the Massachusetts law served as the model for the national plan.

As for the specific comparisons between the two, we’ll take them one by one.

Romneycare vs. Obamacare on abortion

PolitiFact looked at the abortion issue when Romney’s Republican primary challengers accused him of enacting taxpayer-funded abortions in Massachusetts.

The state law itself does not specify what services are covered and what aren’t. Search the text of it, and "abortion" is nowhere to be found.
   
But because of a 1981 Supreme Judicial Court ruling in Massachusetts, the cost of abortions must be included in publicly subsidized plans. Most private insurance plans in the U.S. include abortion coverage, and the state-subsidized plans in Massachusetts do, too. That includes coverage for Massachusetts residents enrolled in Medicaid.

So it’s true that the plan makes abortion accessible through private insurance plans subsidized by the state. But that’s dictated by a court ruling that long predated Romney’s term as governor.

On the federal level, coverage of abortion is a bit more complicated.

Here’s how we’ve explained a similar claim: Since 1976, the federal government has been guided by the Hyde Amendment, a law that prohibits the use of federal funds for abortions except in cases of rape, incest or when the mother's life is in peril. Due to that amendment -- which must be renewed every year -- abortion services are not provided by Medicaid or in health care plans offered to federal employees and for active and retired military.

But the health care exchanges established by the law raised the question of whether private companies should be allowed to offer abortion coverage (as most already do) when operating through the exchanges. And what if the people buying policies are getting government subsidies to buy insurance?

What resulted was essentially a compromise. When the exchanges begin operating in 2014, some states will ban all abortion coverage entirely for any plan selling on that state’s exchange. Doing so is allowed by a state "opt-out" clause that is part of the health care law. Beyond that, every state must offer at least one plan on its exchange that doesn’t cover abortion. In addition, no private insurer will be forced to cover abortion.

Unless a state exercises the opt-out clause, insurers will be allowed to sell policies on the exchanges that include abortion coverage. To allow this, yet still abide by the Hyde Amendment, sponsors of the bill drafted a procedure to differentiate between dollars spent on abortion coverage and dollars spent for everything else. (Anti-abortion advocates have consistently argued that the approach doesn’t offer strong enough protections to prevent taxpayer funding of abortion.)

The complex funding mechanisms make the question of whether Obamacare covers abortion a little fuzzy. But clearly the law provides some access to the service.

Romneycare vs. Obamacare on illegal immigrants

Immigration is another complicated area for the two health care laws.

Before the Massachusetts law was enacted, the state had a program on the books called the Uncompensated Care Pool, which dates to the mid-1980s.

When Romney’s health law passed, the name changed but the eligibility didn’t, said Brian Rosman, research director for the Massachusetts nonprofit group Health Care for All. Now known as the Health Safety Net, it reimburses hospitals and health care centers that provide care for the poor and uninsured.

Who can get the care? We found the answer on the Health Safety Net website:

"Am I Eligible? The Health Safety Net (Free Care) is for uninsured or underinsured Massachusetts residents who do not have access to affordable health coverage. People of any income with large medical bills that they cannot pay are also eligible. Your citizenship or immigration status does not affect your eligibility."

Said Rosman: "People don’t enroll in the program. They don’t get cards. Their benefits are just through the reimbursement to the health provider."

That differs from other benefits outlined in the Massachusetts law, which specifies that only people there legally can receive Medicaid benefits or government subsidies to buy health insurance.

The Health Safety Net has no such restriction, although any benefit to illegal immigrants is indirect, since the money reimburses health providers, not individuals.

"It’s a state-administered program that essentially shares the cost of financing the care for uninsured and underinsured residents of the state across the whole health care system," said Sarah Iselin, former commissioner of the state agency that administers the Health Safety Net.

She pointed out that the 2006 law expanded coverage for people who qualify for programs specifically off limits to illegal residents. The Health Safety Net only applies to people who have been determined to be ineligible for those programs.

Similar to the Massachusetts program, Obamacare could benefit illegal immigrants only in a very indirect way.

First, what it doesn’t do: The law does not make people who are in the country illegally eligible for health insurance through the exchanges -- in fact it specifically bars them; it doesn’t allow them to get tax credits for purchasing insurance,  and it doesn’t allow them to receive Medicaid benefits.

What it does do: The law provides grants to community health care centers for construction and expansion. The National Association of Community Health Centers noted in 2010 that such centers "make up the largest national network of primary care providers. Most health center patients have low incomes, are uninsured or publicly insured, and are members of racial/ethnic minority groups."

"The community health centers serve anybody who needs health care, and I’m sure that will include undocumented people," said Rosman.

The Facebook post said Obamacare doesn’t "cover" illegal immigrants. It’s correct there are no coverage benefits for which undocumented people could be eligible, such as Medicaid or tax credits. The law did provide $11 billion over the first five years for community health centers, which treat people regardless of immigration status. That expands access to care at places where poor, undocumented people would have gone for care prior to the law, but it’s not the same as coverage.

Romneycare vs. Obamacare on a public option

This part isn’t complicated at all: Neither plan has a public option.

In Massachusetts a public option would be a program in which the state is the insurer, and Massachusetts has no such plan. The state oversees the health care exchange, but the plans offered there are all private. The reform law expanded Medicaid in Massachusetts, but that’s a program only for people who cannot afford to purchase insurance.

We checked with Rosman on this too.

"There’s nothing even close to (a public option)," he said, adding that it was never considered in the debate about the law.

Early versions of the national health bill included a public option, with the idea that a government plan might be cheaper than private plans, making insurance available to the very poor. But the public option had many opponents in Congress and did not make it into the final law.

All together now

The Facebook post boils down complicated pieces of legislation to a few simple points. But its summary is short on accuracy. Here’s what we found:

Abortion: Romneycare enables people to purchase plans that include abortion coverage. Obamacare does as well, but it also lets states opt out and lets individuals buy plans that don’t cover the procedure.

Illegal immigrants: Romneycare’s Health Safety Net reimburses health providers who care for the poor, regardless of whether they’re in the country legally. Obamacare provides grants to community health centers, which also treat anyone who can’t afford to pay for health care. Neither law provides any form of insurance coverage to undocumented people.

Public option: Neither plan has a public option in which the government acts as the insurer.

The Facebook post got a few things right but most things wrong, particularly about Romney’s plan. Overall we rate it Mostly False.

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Eric Hovde

stated on October 3, 2024 in X, formerly Twitter

"FEMA is out of money and doesn't have money to transfer to those people affected by the hurricane ... they used the money to assist illegal immigrants."